It's still all bad insecurity management

Actual security arises from your community of other people.  They can watch when you sleep; they have skills you don't.  Some things just aren't possible to a single person.  (Try running the hoist and managing the dragline by yourself....)

Money messes with this.  Once you've got money, you have an alternative to status; having lots of money makes it relatively easier for you to compel people to do what you want.  Sure as death, sure as fate, the existence of money and some iterated selection gets you social structures that exist to use money as a social coercive; I am rich, so you must do as I say.   Keep iterating those and you wind up with an overclass and slaves.  (And watch out for your definition of "slave"; functional definitions are much more instructive than looking at ritual or overt social markers.)

The overclass reacts really really badly to being told they can't do something or have something; they're in the overclass because there's something a bit off in their heads and they perceive the best route to personal security as maximizing their ability to compel everyone around them.

This is why there's this massive pretense that the climate is a question of if; if there's climate change.  If we have to change in response.

And, well, no.  It's not if.  We're going to stop extracting fossil carbon.  The question is how we stop.

There is no way to stop -- the options are "on purpose" and "because civilization has collapsed and nigh-all of us are dead" -- that leaves the overclass where it is.  Nothing lets them keep as much of their current ability to compel people to do what they want; a post-capitalist (is has to be post-capitalist; "I get to keep all the loot" is inconsistent with "no looting the environment" and "no ignoring real costs, even the distributed ones", so there's no way you can get a capitalist system to stop extracting fossil carbon) economy won't support an overclass at all (if we're smart) or this one (if we're lucky, and there's still civilization).  The current overclass can't deal with that; a comfortable life won't do, because they won't feel safe.

So what we've got is a situation where humanity will plausibly go extinct and billions certainly will die early because the overclass finds that much, much less alarming than not being as relatively able to compel people to do what they want as they are now.

(Yeah, there's a strong analogy with transit, white supremacy, housing, and several other messed up things; the point is not being rich.  The point is to be able to compel everybody you come in contact with, on the one hand, and to be immune from compulsion yourself, on the other.  Because they're frightened.)

So the point is that this isn't a facts problem; there's no question about the facts.  This is a brain-lock-from-terror problem.  Among a group of people who are systemically, structurally, nigh-impossible to compel.  (Because they built the system that way!) Definitionally an aristocracy, and definitionally indifferent to the fate of anyone who isn't specifically and personally and individually them.

Everybody else, we need to inform our politics with facts, including the "terrified aristocrats" one.